Tonkawa and Blackwell were the only two Kay county cities listed by the US Department of Housing and Urban Development as areas with flooding which had not qualified for flood insurance by March 31, 1974.Warning of possible flood danger from three weather fronts, Federal Insurance Administrator George K. Bernstein today made a special appeal for action by some 1200 flood prone communities not yet enrolled in the National Flood Insurance program, administered by the Department of Housing and Urban Development.Before individual property owners in these communities can become eligible for federally subsidized flood insurance, the communities themselves must take steps to participate in the program. This form of insurance is virtually unavailable from private members of the industry.The Administrator pointed out that the threat of annual spring flooding has by no means abated, as evidenced by the recent devastation throughout southeastern Mississippi.Hopper Car DerailsHopper Car derails here Monday. Damage to this railroad car was estimated at $50 when it derailed here about 9:00 p.m. Monday night on a spur behind the Pledger Oil Co. while it was in the process of being switched by the Santa Fe Railroad. It apparently came off the track at the street crossing on South Seventh and rammed into some steel I-beams stacked along the rightof- way, owned by Wetmore Inc. Damage to the steel was estimated at $1,600 by company officials.Weather Not Cooperating With Harvest Operations Uncooperative weather in the Tonkawa area has made harvest operations here this week an on-again, off-again proposition after a slow start last Sunday. Generally, the wheat is just now reaching maturity and if dry weather takes over, the grain should be ready for harvesting this weekend.First wheat was brought into local elevators on Sunday. More was brought in on Monday and then a small amount on Wednesday. After Tuesday night’s showers, some wheat was cut here Wednesday afternoon between 9:00 p.m. and dark, but only a small quantity.Marvin Womack, manager of Carl R. True Grain Company said his firm has taken 12,000 to 13,000 bushels since Sunday. He said today that by the weekend he feels that most wheat will be ready for harvesting.Wayne Morse, manager of the Farmers Co-op said they have taken a little over 100,000 bushels in the last three days they have accepted wheat.Von Long, Kay County extension director, Newkirk said this morning that the harvest has started across the southern part of the ...